We’ve recently set up a bad mood fund in our budget spreadsheet.
A bad mood fund? Yes…It’s a fund that allows either of us to shop and splurge on whatever we want, when we are in a bad mood. No questions asked. No “no-no’s”. No guilt.
I know it sounds a bit ridiculous, but there is logic behind this. The reason is first and foremost to make us feel happier and to chase those dark clouds away, and perhaps more importantly, to ensure that neither of us overspends when we go furiously shopping.
We allocate about $50 to the fund each month and it just keeps on rolling until one of us spends it.
We started this about 6 months ago, and amazingly enough, neither of us have gotten into such a bad mood that we have had to use it. Well, we may have had some degree of crankiness or moodiness but never to the extent that we felt like going on a shopping spree. (See? I’m pretty sure that becoming a mum has turned me into a thriftier person.)
But I had the opportunity to test-drive this last month. And by golly, it was so good. The feeling of being able to buy freely (of course within whatever amount the fund had) was incredibly liberating, and the best part? No worries about busting the budget.
Here’s my stash, split over two shopping trips. A simple blue cardigan, a bag, and a black shift dress.
I think it’s one of the best things we’ve done for our budget since we got married. Go on and give it a try! And let me know what you think… 🙂